Although there isn’t an all-inclusive list, most forms of work-related injury or illness are covered. As a basis, some forms include:
- White-Collar Repetitive Injuries (brought on in an office environment by things like typing)
- Blue-Collar Repetitive Injuries (caused by laborious jobs like assembly-line work)
- Traumatic Injuries (as a result of falls, heavy lifting, or another specific incident)
- Illness (mesothelioma, lung cancer, and asbestosis are well-known examples work-related sicknesses brought on by exposure to asbestos)
- Mental Health Care (which might be required after a traumatic job-site incident such as a co-worker death or robbery)
Similarly, the guidelines as to when the illness or injury occurred are not clear-cut. An employee injured while picking up lunch might not be covered. However, if the employee was in a corporate cafeteria or was also getting lunch for a supervisor, he may be covered. Additionally, employers routinely require that a claim be filed within 24 hours of the injury.