The Odds of Being Involved in a Charleston Car Accident

The likelihood might surprise you. According to a Fox Business report, the insurance industry expects an average person living in the US to file a claim every 17.9 years. Because they're basing their numbers on the total number of claims seen, versus actual car accidents, the span between them is probably much smaller.After all, most minor incidents are unlikely to be reported to insurance agents, as people try to avoid the annoyance of dealing with insurance companies, and the rate hikes that usually occur after. The Betting Game Insurance companies are so certain of the odds that you'll be involved in a collision that they bet on it. Although the likelihood will vary slightly between companies due to the different drivers each attracts, the average is about once every 18 years. For example, State Farm's drivers are a little safer than average, and they only have wrecks about every 19 years. Companies which market more towards younger drivers, who are statistically more likely to be involved in a collision, will probably file claims more frequently. Insurance companies take this into consideration and pair it with information like:

• How expensive your accident is likely to be
• Your age
• Your gender
• Location
• Vehicle make and model

Getting Reparations After Your Charleston Car Accident If the insurance companies plan for you to have accidents, and they budget accordingly, there should be no trouble getting your car fixed or your medical bills paid. Sadly, it doesn't always work out that way. When the other party is at fault, his insurance company should shoulder the burden of expense. However, many drivers are uninsured or underinsured, which means there won't be enough benefits to cover your expense. The other driver's insurance company will usually try to settle out of court as well, offering far less than you need to set things right. If this happens to you, don't accept any payments, or admit fault. It's times like these when you need an experienced trial attorney on your side to collect a fair amount for damages, whether from the other driver or his insurance company. Reducing Risk It's quite likely that you'll be involved in several collisions throughout your lifetime. Thankfully, most of them will be non-events, with minimal injury and nominal damage. You can take extra precautions, to reduce the likelihood of being involved in a wreck and to lower the chances of becoming seriously injured in one.

• Don't drive under the influence of drugs, alcohol, or medications.
• Avoid the roads between midnight and 3am on Saturdays and Sundays.
• Maintain focus on the road and avoid distractions like cell phones.
• Drive at a safe rate for road conditions, even if it's less than the posted speed.

Charleston Car Accident Attorney

If you have been injured in a collision through no fault of your own, you deserve fair compensation. An experienced litigation attorney can help put an end to the run-around you're getting from the other driver and his insurance company.Get in touch with us by completing our online form or speak directly with one of our attorneys by calling 1(800)610-2546.